Less than half of our income for the month was our regular income which was below expectation.  The majority of our income was from the PPP program.  While our income of $30,174 was $9,432 above budget for the year the total of $213,472 was $14,686 below expectation.  Our expenses for the month were $7,054 below budget and for the year $9,607 below income.- Jim Norton, IMMC Bookkeeper