While our income for the month of October was $7,324 less than the budget it was actually $6,418 less than our expenses. Our income year to date is $19,332 less than expenses. Last year at this point our income was $104,364. This year it is $81,483. Of that number $18,705 represents income from churches that had contributed by this time last year that have not contributed this year. $4,176 represents contributions from churches that have given that much less this year than last year by this time. This represents both churches that have withdrawn from Conference and churches that have decreased their giving. We do want to recognize those churches that have increased their giving, unfortunately the decrease is larger than the increase. Your prayers are appreciated as we consider the implications of this report.